SOUTH BAY DIGS | Digital Edition Online

March 6, 2020

DIGS is the premiere luxury real estate lifestyle magazine serving the most affluent neighborhoods in the South Bay and Westside of Los Angeles, California.

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Owning Instead of Renting Has Its Advantages As a renter, you know it can be expensive and the payments can increase with each lease renewal. I can show you the down payment options that can set you up for homeownership. With our low- and zero-down payment loans, it's easier than you think so start enjoying the advantages of buying a home that renting simply doesn't offer: Î Homeownership is an investment in your own future. Î Your property value may increase over time. Î You can design and customize your own home to your taste. Î Remodeling may also increase your home's value. Î Fixed-rate mortgages offer stable monthly payments . Î With each payment, you build equity and increase your net worth. Î Homeownership may provide you with tax breaks.* Î You and your family get a priceless sense of comfort and security. Per Month 5 Years 10 Years 15 Years $500 $30,000 $60,000 $90,000 $600 $36,000 $72,000 $108,000 $700 $42,000 $84,000 $126,000 $800 $48,000 $96,000 $144,000 $900 $54,000 $108,000 $162,000 $1,000 $60,000 $120,000 $180,000 $1,100 $66,000 $132,000 $198,000 $1,200 $72,000 $144,000 $216,000 $1,500 $90,000 $180,000 $270,000 $2,000 $120,000 $240,000 $360,000 $2,500 $150,000 $300,000 $450,000 T O T A L R E N T O V E R T I M E Stop funding your landlord's future. Invest in yourself! Contact me about your down payment options today! *Consult a tax advisor for further information. L o C o n ta c t I n f o r m at i o n R E A LT O R C o n ta c t I n f o r m at i o n 2,000 SQ FT 3 BDRM • 1 BATH OFFERED AT: $299,999 Questions? Let's Connect! Can you see yourself in this home? Get the financing you need to make it yours! Work with us and get the service and support you deserve. We'll walk you through the entire process, keep you informed at every step, and close your loan quickly—often in as few as 21 days! 12345 LONG STREET NAME CITY NAME, ST 00000 CrossCountry Mortgage offers a broad portfolio of traditional and specialty loan products to help you achieve your homeownership goals. We have options to pay only 3.5% down with an FHA home loan, get 100% financing for veterans with a VA home loan, luxury financing with a Jumbo loan, and more! L o C o n ta c t I n f o r m at i o n R E A LT O R C o n ta c t I n f o r m at i o n Re a dy t o ge t s ta r t ed? C a l l or em a il t oday t o see if you qua l if y ! L o C o n ta c t I n f o r m at i o n R E A LT O R C o n ta c t I n f o r m at i o n Now you can lower your monthly mortgage payment and get rid of PMI. This is not a second loan with interest and another monthly payment. Instead, it's a co-investment you pay back from your home equity when you sell. Y O U R L O W E R P A Y M E N T Home Price 90% Mortgage + Mortgage Insurance 80% Mortgage + Co-Insurance $500,000 $3,190 $2,650 $750,000 $4,790 $3,970 $1,000,000 $6,380 $5,300 Get the cash you need to put 20% down on a house. Any terms reflected herein are for illustrative purposes only. Calculations assume: buyer has 10% cash to put down, & cash needed as reserves to qualify for loan and pay closing costs and transaction fees, including a fee to Unison of 2.5% of our investment amount. Assumes a 30-year 4.5% fixed-rate loan, annual property tax of 1.25% of the initial home value, annual property insurance expense of 0.30% of the initial loan amount, and a private mortgage insurance (PMI) rate of 0.74%. 10% investment eliminates PMI requirement. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. NMLS3029 (www.nmlsconsumeraccess.org) CrossCountry Mortgage, LLC Î Co-branded flyers and postcards Î Digital open house signup forms Î Co-branded single property sites Î Plus much more! Explore what we have to offer. Partner with California's crazy good mortgage lender today. Our co-marketing tools make buying and selling homes as easy for you as you make it for your clients. Market yourself in 10 seconds. Let us show you the Crazy Good way. Jim Darr, Originating Branch Manager D 310.795.3836 JDarr@myccmortgage.com CrossCountryMortgage.com/Jim-Darr CrossCountry Mortgage 830 S. Pacific Coast Hwy., Ste. D204 El Segundo, CA 90245 NMLS3029 NMLS1831445 NMLS297090 Rick Heard, Loan Officer D 310.350.1994 RHeard@myccmortgage.com CrossCountryMortgage.com/Rick-Heard CrossCountry Mortgage 830 S. Pacific Coast Hwy., Ste. D204 El Segundo, CA 90245 NMLS3029 NMLS1831445 NMLS306317

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