Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Some
jumbo products may not be available to first time home buyers. Some restrictions may apply. Based on the purchase/refinance of a primary residence. Credit and collateral
subject to approval. Loan to value, debt to income and cash-out restrictions may apply. Programs, rates, terms and conditions subject to change without notice. Please
remember that we don't have all your information, so this does not constitute a commitment to lend. Therefore, the rate and payment results may not reflect your actual
situation. To get more accurate and personalized results, please call (800) 357-4077 to talk to one of our mortgage bankers. Watermark Home Loans 100 Spectrum Center
Dr Ste 150, Irvine, CA 92618-4964 DRE License Number 01523306 NMLS ID: 1838 Regan Hagestad: NMLS 57351 Matthew Disalvo NMLS 1416809
RECENT LOAN SUCCESS STORY
CHALLENGE: We received a call from one of our Realtor® partners who had a longtime client that wasn't necessarily looking for a new
home but a perfect opportunity came up for their dream home. The sellers needed a quick closing and the client's private banking relation-
ship at one of the Big Banks told them it would take at least 45 days to close. They were disappointed that they may miss out on this oppor-
tunity because Big Banks are inundated with mortgage requests and the COVID crisis has created some challenges for the Big Banks.
SOLUTION: After talking with the clients and getting a sense of their overall picture we were able to come up with a plan that would
allow them to make the offer with a 21 day close of escrow and have no loan or appraisal contingency in their offer. The seller had re-
ceived 2 other offers but both of the other offers were on 30 or 45 day close of escrows just like our clients had thought they would
need to do. The short close time ended up being the difference maker with the sellers and our clients are now the proud owners of their
Dream Home. As a boutique Mortgage Bank we're able to operate more efficiently and effectively as well as control every level of the
process. This translates into more flexibility for our clients and in this case was the difference between buying their Dream Home or
staying in the home they currently own.
310.607.0131
