Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Some
jumbo products may not be available to first time home buyers. Some restrictions may apply. Based on the purchase/refinance of a primary residence. Credit and collateral
subject to approval. Loan to value, debt to income and cash-out restrictions may apply. Programs, rates, terms and conditions subject to change without notice. Please
remember that we don't have all your information, so this does not constitute a commitment to lend. Therefore, the rate and payment results may not reflect your actual
situation. To get more accurate and personalized results, please call (800) 357-4077 to talk to one of our mortgage bankers. Watermark Home Loans 100 Spectrum Center
Dr Ste 150, Irvine, CA 92618-4964 DRE License Number 01523306 NMLS ID: 1838 Regan Hagestad: NMLS 57351 Matthew Disalvo NMLS 1416809
RECENT LOAN SUCCESS STORY
CHALLENGE: We received a phone call from a Realtor who was referred over to us by one of our current Realtor Partners. They had a cli-
ent who was well qualified but had made 4 offers on homes but continued to have their offers declined. The lender they were working with
was requiring 45 days to close on a Jumbo loan and could not have an appraisal report back for over 2 weeks due to the historic volume the
mortgage industry has been seeing. They wanted to know if there were any other options to help these clients purchase their dream home
and make a more competitive offer on the next property they see.
SOLUTION: After working with their client we were able to complete their full application and we were also able to have their loan
fully underwritten and approved prior to being in contract on a home. This removed the most time consuming part of the mortgage process
and also allowed the clients to waive their loan contingency on their offer. When they found the perfect home our clients were able to write
a competitive offer with a 21 day close and no loan contingency. It turned out there were 3 other offers on this property at very similar
prices but the sellers selected our client's offer because of the more favorable closing terms. Our clients are now the proud owners of their
dream home in Manhattan Beach and we have another Realtor Partner who understands the value of the Realtor and Lender relationship.
310.607.0131
