Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Some
jumbo products may not be available to first time home buyers. Some restrictions may apply. Based on the purchase/refinance of a primary residence. Credit and collateral
subject to approval. Loan to value, debt to income and cash-out restrictions may apply. Programs, rates, terms and conditions subject to change without notice. Please
remember that we don't have all your information, so this does not constitute a commitment to lend. Therefore, the rate and payment results may not reflect your actual
situation. To get more accurate and personalized results, please call (800) 357-4077 to talk to one of our mortgage bankers. Watermark Home Loans 100 Spectrum Center
Dr Ste 150, Irvine, CA 92618-4964 DRE License Number 01523306 NMLS ID: 1838 Regan Hagestad: NMLS 57351 Matthew Disalvo NMLS 1416809
RECENT LOAN SUCCESS STORY
CHALLENGE: One of our long time clients contacted us as they were considering purchasing a new home but they had heard some
horror stories about low inventory, bidding wars and buyers paying all cash. They didn't want to end up in a stressful situation or
end up making multiple offers over the next year just to purchase a home. They wanted to find out if there were any solutions to
avoid the horror stories that they are hearing, and if there was anything they could do to put themselves in a position that when the
right home hit the market they would be in a position to have their offer accepted.
SOLUTION: We've built our pre-approval process in a way that allows our clients to consistently make stronger offers and compete
against all cash buyers. We don't just pre-approve clients upfront, we have every loan fully underwritten prior to making an offer.
We provide mortgage planning sessions during the initial process so our clients go into every offer with confidence which allows them
to reduce contractual timelines and even remove some contingencies. In a low inventory environment making an offer isn't enough.
You need to have a well designed plan and expert advice so you can buy a home, not just make offers.
310.607.0131
