Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Some
jumbo products may not be available to first time home buyers. Some restrictions may apply. Based on the purchase/refinance of a primary residence. Credit and collateral
subject to approval. Loan to value, debt to income and cash-out restrictions may apply. Programs, rates, terms and conditions subject to change without notice. Please
remember that we don't have all your information, so this does not constitute a commitment to lend. Therefore, the rate and payment results may not reflect your actual
situation. To get more accurate and personalized results, please call (800) 357-4077 to talk to one of our mortgage bankers. Watermark Home Loans 100 Spectrum Center
Dr Ste 150, Irvine, CA 92618-4964 DRE License Number 01523306 NMLS ID: 1838 Regan Hagestad: NMLS 57351 Matthew Disalvo NMLS 1416809
RECENT LOAN SUCCESS STORY:
CHALLENGE: We received a phone call from a client who was 10 days into escrow on their new home purchase when they received
a call that the Bank they had been working with was not going to be able to approve their loan. The Bank told them that the reason
they could not qualify was because they had not sold their current home yet and in turn their income was not enough to support
both payments. For convenience our clients were trying to purchase their new home and after closing list their current home for sale.
SOLUTION: After hearing their goals and looking at their financial situation we were able to utilize a Jumbo Loan Program that
allows us to exclude the monthly payment from qualifying on a home that our client intended to sell. In turn our clients were only
required to qualify for their new homes payment which gave them a seamless experience and allowed them to close on their dream
home then list their current home after closing. Having a variety of products and the experience to use them allows us to help out
clients achieve their goals even when other Banks say it's not possible.
310.607.0131
