A Return to Common-Sense
Lending, Here's What Makes The
Community Mortgage So Special
• Income and employment documentation not required
• Debt-to-income not calculated
• Loan amounts up to $3M
• Up to 80% loan-to-value (LTV)
• Credit score beginning at 640
• Verification of reserves from 3 months
• Primary residence and second homes
• Purchase and cash-out refinance
CALL OR EMAIL TODAY TO FINANCE YOUR HOME WITH CONFIDENCE!
Shabnam (Sheila) Azadi
Sales Manager I NMLS#: 486411
0: 310.493.5751
E: sazadi@changemtg.com
609 Deep Valley Drive, Suite 200,
Office 245, Rolling Hills Estates, CA 90274
Fe Monzon
Loan Officer I NMLS#: 229766
0: 310.430.3192 IF: 310.218.4117
E: fmonzon@changemtg.com
609 Deep Valley Drive, Suite 200,
Office 245, Rolling Hills Estates, CA 90274
Change Home Mortgage is here to
deliver diversity to home lending by
offering an extensive portfolio of
mortgage products to serve homeowners
around the nation. As America's
Community Development Financial
Institution (CDFI) and home of The
Community Mortgage, we're able to offer
flexible mortgage solutions that fit the
unique needs of borrowers. Thanks to
Change Home Mortgage's CDFI
certification, we have the unique ability
to help borrowers overcome regulatory
qualification barriers that most other
banks and lenders simply cannot.
Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 16845 Von Karman Avenue, Suite 200,
Irvine, CA 92606. CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; For other states, visit www.changemtg.com.
All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states.
There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend.
CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING
OFFERED BY
THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2022. Change Lending, LLC. All rights reserved.
EO L
LENDER