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www.WelcomeToRegan.com
Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Some jumbo products may not be available to
first time home buyers. Some restrictions may apply. Based on the purchase/refinance of a primary residence. Credit and collateral subject to approval. Loan to value, debt to income and cash-out restrictions may
apply. Programs, rates, terms and conditions subject to change without notice. Please remember that we don't have all your information, so this does not constitute a commitment to lend. Therefore, the rate and
payment results may not reflect your actual situation. To get more accurate and personalized results, please call (800) 357-4077 to talk to one of our mortgage bankers. Watermark Home Loans 100 Spectrum Center
Dr Ste 150, Irvine, CA 92618-4964 DRE License Number 01523306 NMLS ID: 1838 Regan Hagestad: NMLS 57351 Matthew Disalvo NMLS 1416809
310.607.0131
G E T T H E K E Y S T O U N L O C K Y O U R F I N A N C I A L P O T E N T I A L
S O Y O U C A N B U Y W I T H C O N F I D E N C E .
W A T E R M A R K H O M E L O A N S R E G A N H A G E S T A D
W h at M o r t g a g e
I n d u s t r y I n s i d e r s D o n ' t
W a n t Y o u t o K n o w !
W h y 8 0 % o f H o m e B u y e r s C h o o s e t h e
w r o n g l e n d e r t o f i n a n c e t h e i r n e w h o m e
The End of Cheap Money? …
What Mortgage Industry Insiders
Don't Want You to Know!
With the cost of living at record highs,
building wealth and security for the future
is getting further out of reach for most
Americans.
According to Freddie Mac's Primary Market
Survey from January 2021 to December
2022, Mortgage rates have increased from
2.65% to 6.27 % - that's 136%!
And to make matters even worse, the
average household income had been in
decline since 2019, now making 2.8% less
per year while facing rising prices.
While there is not much the average
American can do about the price of gas,
food, rent, and home prices – everyone can
control how they choose to finance their
home.
Why 80% of Home Buyers Choose the
Wrong Lender to Finance their New Home
Real estate has been one of the greatest builders of wealth over the last 100 years.
Big Banks and Big Advertisers have cashed in – making it seem so easy to "click here" to get an instant mortgage.
Technology has amplified advertisings ability to dumb down the mortgage process while simultaneously
dumbing down the consumer along the way…creating millions of dollars in lost wealth to the consumer.
Discover a Better Way to Finance Your Home
INSIDER CONTENT
IF YOU:
•Own a Home
•Plan on Buying a New Home
•Know Someone Who is Buying
READ THIS FIRST
www.WelcomeToRegan.com/buyersguide/
