SOUTH BAY DIGS | Digital Edition Online

December 16, 2011

DIGS is the premiere luxury real estate lifestyle magazine serving the most affluent neighborhoods in the South Bay and Westside of Los Angeles, California.

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EXCEPTIONAL RATES We encourage you to compare our interest rates and programs with other local lenders. Then call us to experience the difference in service. 30 Year Fixed up to $2,000,000 4.625% (4.647% APR) No Points Conforming loans with No points 30 year fixed up to $417,000 30 year fixed up to $625,500 15 year fixed up to $625,500 FHA loans with No points 30 year fixed FHA up to $625,500 3.875% (3.934% APR) 4.125% (4.185% APR) 3.5% (3.570% APR) 3.875% (4.427% APR) Jumbo loans with No points 5 year fixed ARM up to $2,000,000 10 year fixed ARM up to $2,000,000 5 year fixed ARM up to $5,000,000 VA loans with No points 30 year fixed VA up to $1,500,000 3.0% (3.427% APR) 4.00% (3.878% APR) 3.5% (3.589% APR) 4.0% (4.211% APR) Rates effective 12-9-11 Watermark Home Loans Call me personally for a private consultation Regan Hagestad, Managing Director of Mortgage Banking 800-357-4077 | rhagestad@watermarkhomeloans.com Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Some jumbo products may not be available to first time home buyers. Some restrictions may apply. Based on the purchase/refinance of a primary residence. Credit and collateral subject to approval. Loan to value, debt to income and cash-out restrictions may apply. Programs, rates, terms and conditions subject to change without notice. Please remember that we don't have all your information, so this does not constitute a commitment to lend. Therefore, the rate and payment results may not reflect your actual situation. To get more accurate and personalized results, please call (800) 357-4077 to talk to one of our mortgage bankers .Watermark Capital Inc. 16485 Laguna Canyon Rd. #205 Irvine, CA 92618 DRE license number 01523306 NMLS ID: 1838

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