JUMBO LOAN MADE SIMPLE
Every Dream Home Needs a Dream Loan
Cannot combine with any other specials. Payment example does not include taxes and insurance payments. Actual payment will be greater. As stated *Example - assumes a $2,000,000 loan amount with $500,000 down payment. For a 7/1 ARM, the initial
Fixed rate for the first 84 months will be 2.750% with monthly payment of $8,164.82 for the initial 7 years (month 1-84), and is estimated to adjust based upon the sum of current index plus margin to 3.490% and rounded to nearest 1/8th to 3.500% with
monthly payment of $8,810.73 starting for the next 23 years (month 85 – 360), adjusted annually. Example also assumes Purchase – Single Family Residence (SFR) loan financed at the rate, APR and term as stated above at maximum 80% loan-to-value
(LTV), 43% debt to income (DTI) with a 740 Fico score. Rates and Annual Percentage Rates (APR) stated above are as of 12/3/2015. Terms may vary, conditions and restrictions apply. Actual rate for the loan is determined at the time of rate lock based upon
program and terms requested. Rates and terms are subject to change without notice. NMLS#643634 C2015 Wilshire Bank
d Jumbo Loans up to $5 million
d Conventional, FHA and VA Loans
d Banker / Broker Model
d Fixed and Adj. Rate Mortgages
Other Options Available:
WILSHIREBANK.COM NMLS #643634
David Curry
310.740.0656
dcurry@wilshirebank.com
NMLS #330576
Caroline McPherson
310.913.3198
cmcpherson@wilshirebank.com
NMLS #260493
West Side
Todd Fite
310.350.5679
tfite@wilshirebank.com
NMLS #295198
Dave Rooker
310.648.9175
drooker@wilshirebank.com
NMLS #363389
Bobby Park
213.637.5295
bobbypark@wilshirebank.com
NMLS #571762
Downtown
Angie Kim
310.781.1274
angiekim@wilshirebank.com
NMLS #1425302
NO POINTS
for the full term of the loan
APR at
3.182%
7/1 ADJUSTABLE RATE MORTGAGE (ARM)
*
TERM: 30 years
INTEREST R AT E :
2.75% 3.500%
for the first 7 years for the next 23 years,
adjusted annually
MONTHLY PAY M E N T:
$8,164.82 $8,810.73
for the first 7 years for the next 23 years,
adjusted annually
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HOLIDAYS