SOUTH BAY DIGS | Digital Edition Online

December 18, 2015

DIGS is the premiere luxury real estate lifestyle magazine serving the most affluent neighborhoods in the South Bay and Westside of Los Angeles, California.

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JUMBO LOAN MADE SIMPLE Every Dream Home Needs a Dream Loan Cannot combine with any other specials. Payment example does not include taxes and insurance payments. Actual payment will be greater. As stated *Example - assumes a $2,000,000 loan amount with $500,000 down payment. For a 7/1 ARM, the initial Fixed rate for the first 84 months will be 2.750% with monthly payment of $8,164.82 for the initial 7 years (month 1-84), and is estimated to adjust based upon the sum of current index plus margin to 3.490% and rounded to nearest 1/8th to 3.500% with monthly payment of $8,810.73 starting for the next 23 years (month 85 – 360), adjusted annually. Example also assumes Purchase – Single Family Residence (SFR) loan financed at the rate, APR and term as stated above at maximum 80% loan-to-value (LTV), 43% debt to income (DTI) with a 740 Fico score. Rates and Annual Percentage Rates (APR) stated above are as of 12/3/2015. Terms may vary, conditions and restrictions apply. Actual rate for the loan is determined at the time of rate lock based upon program and terms requested. Rates and terms are subject to change without notice. NMLS#643634 C2015 Wilshire Bank d Jumbo Loans up to $5 million d Conventional, FHA and VA Loans d Banker / Broker Model d Fixed and Adj. Rate Mortgages Other Options Available: WILSHIREBANK.COM NMLS #643634 David Curry 310.740.0656 dcurry@wilshirebank.com NMLS #330576 Caroline McPherson 310.913.3198 cmcpherson@wilshirebank.com NMLS #260493 West Side Todd Fite 310.350.5679 tfite@wilshirebank.com NMLS #295198 Dave Rooker 310.648.9175 drooker@wilshirebank.com NMLS #363389 Bobby Park 213.637.5295 bobbypark@wilshirebank.com NMLS #571762 Downtown Angie Kim 310.781.1274 angiekim@wilshirebank.com NMLS #1425302 NO POINTS for the full term of the loan APR at 3.182% 7/1 ADJUSTABLE RATE MORTGAGE (ARM) * TERM: 30 years INTEREST R AT E : 2.75% 3.500% for the first 7 years for the next 23 years, adjusted annually MONTHLY PAY M E N T: $8,164.82 $8,810.73 for the first 7 years for the next 23 years, adjusted annually Happy HOLIDAYS

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