Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Some products
may not be available in all states. Some jumbo products may not be available to first time home buyers. Some restrictions may apply.
Based on the purchase/refinance of a primary residence. Credit and collateral subject to approval. Loan to value, debt to income and
cash-out restrictions may apply. Programs, rates, terms and conditions subject to change without notice. Please remember that we
don't have all your information, so this does not constitute a commitment to lend. Therefore, the rate and payment results may not
reflect your actual situation. To get more accurate and personalized results, please call (800) 357-4077 to talk to one of our mortgage
bankers. Watermark Home Loans 100 Spectrum Center Dr Ste 150, Irvine, CA 92618-4964 DRE License Number 01523306 NMLS
ID: 1838
Client Testimonial:
Rates Effective 12/11/15
h o m e o w n e r s :
Many lenders promote the "feel good" services in large
font while hiding the details in the fine print. I've built my
business and reputation because I understand that our
industry is a relationship based business not a numbers
game. Just like clients select their doctors, lawyers and
wealth advisors based on merit the same should hold
true when a home buyer selects their lender.
r e a l t o r s :
I work with agents from every major real estate company
in the area, and that's because they know I deliver on
what I promise. Over the past 12 years I've built a fully
customizable platform for my agents that not only gives
their clients the best lending experience they've ever had,
it helps increase my agents' business.
310-607-0131
JUMBO LOANS - NO POINTS
5 year fixed ARM up to $2,000,000
3.125% (3.180% APR)
10 year fixed ARM up to $2,000,000
3.50% (3.616% APR)
30 year fixed up to $2,000,000
3.875% (3.952% APR)
CONFORMING LOANS - NO POINTS
30 year fixed up to $417,000
3.875% (3.952% APR)
VA LOANS - NO POINTS
30 year fixed VA up to $1,500,000
3.750% (4.165% APR)
PROGRAM SPOTLIGHT - NO POINTS
10/1 ARM, 15% Down,
One Loan with No PMI up to $3,000,000
3.875% (3.577% APR)
"Regan Hagestad and Watermark Home Loans enabled my dream of owning a
home with an ocean view to come true! I was introduced to Regan by my realtor,
as it was important to have a local resource from which to secure the best rates
in the most time efficient manner. Regan to the rescue! He and his team made
the daunting process of securing financing doable, removing obstacles and hurdles
normally experienced when working with "big banks." He navigated every step
on my behalf, ensuring an expedient process. I am easily overwhelmed by mounds
of legal paperwork, and Regan explained every step, every page with patience
and care. His focus on the details ensured we were able to close early. I highly
recommend Regan and Watermark Home Loans to anyone seeking to find the best
rates while enjoying the most seamless partnership. Thank you, Regan!"
– Gina, Hermosa Beach
